Money Loans In Canada

Being unemployed do not mean that you cannot get an affordable loan. Loan experts at allcreditsource.com will help you get a loan that you require at a low interest rate. Our loan experts will also help you get a loan in case of poor credit history. The main benefit of choosing our loans is the fact that our money loans in Canada come with low interest rates. We will respect your financial urgency by processing your loan application fast. All our loans have no hidden costs thus you are guaranteed to get a comfortable life. You are always welcome to borrow money loans in Canada from allcreditsource.com. You will definitely benefit from our reliable, secure and quick service.

Our loan experts will approve your loan request even when you have poor credit ratings. You can apply anytime from the comfort of your office or home and you are guaranteed that no paperwork is required. Our aim is to provide you with solutions to your financial hassles and this is the reason why we offer the best possible loan service. Our friendly and easy to understand website is the convenient way to get a loan with no hassles.

The following are benefits of using our loan service

  • We have an easy to use loan application form
  • You will get quick approval process
  • We offer fax less and paperless procedures
  • We ensure total data security
  • We have simple requirements
  • Our support team is always ready to help

The only thing you will need to do is to fill out our online loan application form which is secure and simple to use and you will get our loan decision in a short period of time.

 

APR

We know that fine print can be painful, but we believe it''s important you have all the facts!

allcreditsource.com is a division of allcreditsource.com Ltd., Canada''s largest lease-to-own furniture, electronics, appliances, and computer retailer. allcreditsource.com offers a variety of financial services, including loans and prepaid cards. allcreditsource.com Ltd. is listed on the TSX under the symbol ''EH''. For more information.

24 hour approval (between Monday - Saturday) based on a completed application and customer verification including a credit check. Payments are due on scheduled income deposits. Loans are based on a 9-36 month term and loan amounts range from $500-$5,000. Ask for details.

allcreditsource.com offers short term personal loans and is not a credit repair service. allcreditsource.com Services may help improve your credit score by building a credit history provided your payments are made in full and on-time.

Some restrictions and limitations may apply. Ask for details.

Payment includes loan protection insurance fees, but excludes applicable provincial taxes and prepaid card fees.

Amount does not include cost of insurance.

If you take out a $500 loan for a 2 week period and renew it 13 times over a 9 month period.

If you only pay the monthly minimum amount ($10 or 3% of balance, whichever is larger) with an annual interest rate of 19%. Source: Financial Consumer Agency of Canada (www.fcac-acfc.gc.ca)

If you take out a loan on a 5 year term with an annual interest rate of 8%. Source: TD Canada Trust Loan Payment Calculator (www.tdcanadatrust.com)

Effective April 2nd, 2014, allcreditsource.com and allcreditsource.com locations no longer support reloading of funds onto the Prepaid MasterCard via cash or debit. Reloading funds to your Prepaid MasterCard can still be done through online banking. For further inquiries, please email epic@allcreditsource.com

Credit Score Impact

While having a loan and honouring its obligations can help build credit, too many loans may be seen by potential creditors as an increased risk, and failure to meet repayment obligations will result in a negative report to the credit bureaus, which would reduce your credit score. Please borrow responsibly.

Renewals

Loans from allcreditsource.com Services do not automatically renew. Customers have the option to request an increase to their loan after paying down a percentage of their current loan amount and maintaining good payment history. Such a request would be subject to the company''s standard underwriting rules.

Financial Implications

allcreditsource.com Services offers personal loans from $500 to $5,000 with terms from 9 to 36 months. The APR is 39.78%, and there are no additional fees for the loan. allcreditsource.com Services does not charge a late fee, but payments returned NSF (non-sufficient funds) will be assessed a $50 fee in addition to fees charged by the customer''s financial institution.

Collections Practices

allcreditsource.com Services contacts customers in arrears as soon as possible. allcreditsource.com contacts customers in arrears through various means including, but not limited to telephone, email, postal mail, and SMS. allcreditsource.com Services may work with third parties to assist in collections activities.